Limits-Coverages

General Liability including Products and Completed Operations

  • $1,000,000 Occurrence
  • $2,000,000 General Aggregate
  • $2,000,000 Products and Completed Operations Aggregate
  • $1,000,000 Personal Injury & Advertising Injury Liability

Per Project/Per Location Aggregate May be Available Upon Request

Employer Liability (Stop Gap)

  • $1,000,000 Each Accident
  • $1,000,000 Each Employee by accident
  • $1,000,000 Each Employee by disease
  • $1,000,000 Policy Limit by Disease

Employee Benefits Liability

  • $1,000,000 Each Occurrence
  • $1,000,000 Aggregate

Owners and Contractors Protective Liability

  • $1,000,000 Each Occurrence
  • $2,000,000 Each Aggregate

Hired and Non-owned Automobile

$1,000,000 Per Occurrence

Liquor Liability

  • $1,000,000 Each Common Cause
  • $1,000,000 Aggregate

Available only when we write the primary CGL.

Family style restaurants only with max liquor sales of 50%.

Minimum Policy Premiums:

  • General Liability= $5,000
  • Stand Alone Products Liability= $10,000
    Commission 16%

 

Umbrella and Excess Liability Coverage

Maximum Limits:

  • $5,000,000 Each Occurrence
  • $5,000,000 Policy Aggregate

Minimum Policy Premium:

  • $3,500 on a stand alone basis
  • $2,500 if we write the primary CGL policy
    Commission 15%

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